April 3, 2025

Accessing Dual Diagnosis Treatment in Arizona with Insurance

Learn how to use insurance to access dual diagnosis treatment in Arizona. Discover coverage options for mental health and substance use recovery.

Frame 1077241738Clinically Reviewed by Nate Bush,LCSW

insurance for dual diagnosis treatment

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Starting your recovery journey can feel overwhelming, especially when you’re facing both mental health challenges and substance abuse at the same time. It’s tough to know where to begin when your challenges with mental health and addiction seem to fuel each other.

If this resonates with you, dual diagnosis treatment could be a game-changer, as it tackles both issues together. If you’re in Arizona, learning how to use your insurance for this treatment can make it much easier to get the help you need to turn things around.

What is Dual Diagnosis Treatment?

Dual diagnosis is when someone is diagnosed with both substance abuse and one or more mental disorders at the same time. This is exactly what dual diagnosis treatment is meant to help you with; it makes sure that none of your struggles are overlooked with treatments like therapy, support groups, rehab, and sometimes prescribed medications.

Mental health challenges often contribute to substance abuse issues.1 Specialized dual diagnosis treatment can help address both emotional struggles and substance use simultaneously.

Understanding the Challenges of Dual Diagnosis

It’s very common for people who struggle with their mental health to also struggle with substance abuse.2 Struggling with both at the same time can be very overwhelming and debilitating.

For example, a person who is struggling with their mental health may turn to substance use as a coping mechanism. If they do not address their mental health challenges, seek professional help, and discover healthier ways to cope, it could become more difficult for them to maintain sobriety in the long term. Even if they go to rehab, they might not receive the comprehensive mental support they require. However, dual diagnosis treatment can provide the necessary support for both their mental health and substance use challenges.

If you struggle with substance use, don’t be ashamed to also look into getting help for your mental health to fully address your struggles. It’s important for people to get the care that’s right for them, and dual diagnosis treatment could be the answer for you.

Insurance Coverage for Dual Diagnosis Treatment in Arizona

Navigating insurance coverage for dual diagnosis treatment in Arizona can seem complex, but understanding the types of plans that generally cover such treatments can simplify the process.

Here’s a breakdown of the typical insurance options that support dual diagnosis care: 3

  • Private Insurance: Many private health insurance plans offer coverage for dual diagnosis treatment. These plans often cover a range of services, including therapy, medication management, and sometimes residential care, depending on the specific policy.
  • Employer-Sponsored Insurance: If you have health insurance through your job, this coverage likely includes treatment for mental health and substance abuse disorders. Employer plans are required by law to provide parity in benefits for these conditions compared to physical health conditions.
  • Medicaid: In Arizona, Medicaid provides comprehensive coverage for individuals facing mental health and substance use disorders. This includes dual diagnosis treatment, making it accessible for residents who qualify based on income and other criteria. 4

 

Understanding your insurance plan’s specific coverage details, including copays, deductibles, and out-of-pocket maximums, can help you access the dual diagnosis treatment you need without financial surprises.

Quick Tip: Don't Forget to Verify Your Insurance Coverage!

Before starting dual diagnosis treatment, it’s crucial to verify your insurance coverage to understand what costs you’re responsible for. Cornerstone Healing Center offers a free verification service to help you navigate your insurance benefits smoothly. This step ensures that you can focus more on your recovery and less on financial stress.

How to Verify Your Insurance Benefits

Here’s how you can understand your insurance coverage for dual diagnosis treatment and avoid unexpected costs:

  1. Gather Your Insurance Information: Find your insurance card and make a note of your policy number, group number, and customer service contact.
  2. Contact Your Insurance Provider and Ask About Coverage & Costs: Call the number on your card and ask about coverage for dual diagnosis treatment. Find out what treatments are covered, whether inpatient or outpatient care is included, and what out-of-pocket costs apply.
  3. Check In-Network Providers: Ask about which treatment centers are in-network to reduce costs.
  4. Understand Pre-Authorization Requirements: Ask if any prior approval is needed and complete any required paperwork.

Affordable Options for Dual Diagnosis Treatment

If you don’t have comprehensive insurance coverage, there are other ways to get treatment without it being too expensive.

Here are some helpful options to consider:

  • Payment Plans: This popular option lets you pay over time instead of all at once (there might be a down payment or interest fees)
  • State and Local Programs: Arizona’s public mental health and addiction support resources can be helpful.
  • Community Clinics: Nonprofit or low-cost clinics may provide dual diagnosis care for those without extensive insurance coverage.
  • Scholarships or Grants: Some treatment centers or organizations offer scholarships to help cover treatment costs.

 

If you’re unsure where to start, reach out to us today at Cornerstone. We can help you explore your options and find the best solution for your needs!

Choosing the Right Dual Diagnosis Treatment Center

When searching for a treatment center, it’s important to find one that caters to your specific needs. Look for a center that specializes in co-occurring disorders and offers personalized care plans. Ensure they accept your insurance to make treatment affordable for you.

Above all, choose a center that takes a holistic approach to ensure your emotional health is prioritized. At Cornerstone Healing Center, we provide tailored treatment, holistic care, and a nurturing environment to support your recovery journey.

Frequently Asked Questions

What is dual diagnosis treatment?

Dual diagnosis treatment is for people struggling with both substance abuse and mental health challenges at the same time. It’s meant to address both disorders together, so none of your treatment needs are overlooked. It teaches you that substance abuse and mental disorders are often connected, giving you all the tools you need to heal.

Yes, many plans cover dual diagnosis treatment in Arizona, including private insurance, employer-sponsored plans, and Medicaid. Coverage often includes therapy, medications, and treatment centers for co-occurring disorders. To be sure, you can contact your insurance provider to confirm your benefits, or you can use Cornerstone’s free online insurance verification to easily check what your plan covers.

To find in-network providers, you can start by contacting your insurance company for a list of approved treatment centers. You can also ask about coverage for dual diagnosis treatment and specific services. 

If you don’t have comprehensive insurance and are worried about being able to afford treatment, there are options outside of insurance that can help you. Many centers offer payment plans to make treatment more affordable. You can also look into community clinics, nonprofits, or scholarships to make your care more affordable.

Look for a place that feels right. Find somewhere that accepts your insurance, is experienced in co-occurring disorders, and has a holistic approach. Being in a place that cares about your emotional well-being will make a big difference for you in recovery.

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Key Takeaways

Get Help for Dual Diagnosis Treatment in Arizona Today

Dual diagnosis treatment offers a comprehensive approach to simultaneously address your substance abuse and mental health challenges. To ensure you understand the costs upfront, it’s important to always verify your insurance coverage. Ask your provider the right questions to avoid unexpected expenses when seeking dual-diagnosis treatment in Arizona.

At Cornerstone Healing Center, we make this process easier with our online insurance verification we offer, at no cost to you. With our specialization in treating co-occurring disorders, we offer personalized care in a supportive environment tailored to your recovery needs.

Contact us today to begin your journey toward healing with the confidence that your treatment is both accessible and tailored to you.

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Author & Reviewers

lionel estrada lisac clinical director
CLINICAL DIRECTOR & REVIEWER

Lionel is the Clinical Director of Cornerstone’s Scottsdale treatment facilities. He has had over 4 years at Cornerstone. He is personally in recovery and passionate about helping others overcome substance abuse and mental health challenges; he is trained as an EMDR, adopting a trauma-informed approach to treat the underlying issues.

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