December 24, 2024

What Sets Blue Cross Blue Shield Health Choice Apart From BCBS?

Explore treatment options covered by Blue Cross Blue Shield Health Choice, understand the difference from regular BCBS plans, and more.

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Health insurance can be tricky, especially when different plans look similar but work differently.

If you’re asking, “Is Health Choice BCBS?” or wondering about the difference between Blue Cross Blue Shield Health Choice and regular BCBS plans, you’re not alone.

Here, we’ll explain what each one is, how they’re connected, and what this means for your health coverage.

What is Blue Cross Blue Shield Health Choice?

Blue Cross Blue Shield Health Choice is a Medicaid program that intends to help people who meet certain eligibility criteria get the healthcare they need.

In Arizona, this program is run by Blue Cross Blue Shield of Arizona, so you may see it as Blue Cross Blue Shield Health Choice Arizona.¹

While BCBS provides the service, it works through Medicaid, which is not the same as private health plans under BCBS.

As a Medicaid program, BCBS Health Choice offers affordable healthcare to individuals and families who qualify based on income.

This program covers many medical needs, from regular doctor visits to mental health services.

If you or a loved one qualifies, it can help make your medical care more doable, especially on a budget, which is why many people turn to BCBS Health Choice.

Am I Eligible for Health Choice?

Eligibility for Blue Cross Blue Shield Health Choice, in most instances, usually hinges on a handful of components like your income and whether you’re a resident of Arizona.

Here are the main criteria:

  • You have to live in Arizona.
  • You must have an income below certain limits, which vary by household size.
  • You may also be eligible, depending on your status as a child, pregnant, a parent, elderly, or disabled.

 

If you meet these requirements, you might qualify for coverage through BCBS Health Choice.²

Quick Tip: Keep Important Documents Handy

Keep your health insurance card, driver’s license, and a list of current medications accessible. Having these items on hand helps speed up check-ins, pharmacy visits, and any surprise medical appointments, limiting the headache-inducing effects of a chaotic healthcare visit. 

How Do I Apply for Health Choice?

Applying for Blue Cross Blue Shield Health Choice is pretty simple, even if it doesn’t seem like it.

In Arizona, you can apply through the following:

  • Arizona Health Care Cost Containment System (AHCCCS) 
    • Handles Medicaid applications.³
  • You can submit your application online⁴
  • You can submit your application by mail
    • To submit your application by mail to BCBSAZ Health Choice in Arizona:
      • BCBSAZ Health Choice 8220 N. 23rd Ave. Phoenix, AZ 85021
  • You can submit your application in person

 

Be prepared to give out personal information in the process, such as details about your income, residency, and household size.

Is Health Choice Coverage the Same as BCBS?

You might still be wondering, “Is Health Choice BCBS?” The answer? Yes and no.

Blue Cross Blue Shield Health Choice operates under BCBS of Arizona but isn’t the same as the private insurance plans that BCBS offers. 

The former, Health Choice, comes under Medicaid for low-income people and usually has different coverage options.

On the other side, the traditional BCBS plans are usually those that have private or employer-based insurance.

Frequently Asked Questions

Is Blue Cross Blue Shield Health Choice the same as regular BCBS?

Nope, Blue Cross Blue Shield Health Choice is a Medicaid program specifically for those who meet income-based eligibility criteria, whereas regular BCBS plans are private or employer-sponsored insurance options. BCBS Arizona manages Health Choice but differs in coverage and eligibility.

To qualify, you must meet certain income limits and be a resident of Arizona. Other eligibility factors may include age, pregnancy status, and whether you’re a parent, elderly, or have a disability.  Specific requirements vary, so check eligibility guidelines or chat with a representative for clarity.

Yes, BCBS Health Choice covers a range of services, including mental health and substance abuse treatment for eligible members. Coverage and availability depend on specific treatment needs, so verify the details with our supportive and compassionate staff here at Cornerstone Healing Center.

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Key Takeaways

Accessing Treatment with Blue Cross Blue Shield Health Choice at Cornerstone

Blue Cross Blue Shield Health Choice covers all sorts of services, so if you have one of those policies, you may qualify for one of our treatment programs here at Cornerstone Healing Center.

Note that while Health Choice and regular BCBS plans serve different needs, both fall under BCBS of Arizona. 

While they’re undoubtedly similar, knowing those defining differences can help you pick the right fit for your needs.

If you have any other questions or concerns, our team is here to help you verify your insurance to feel more confident about your healthcare options.

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Author & Reviewers

lionel estrada lisac clinical director
CLINICAL DIRECTOR & REVIEWER

Lionel is the Clinical Director of Cornerstone’s Scottsdale treatment facilities. He has had over 4 years at Cornerstone. He is personally in recovery and passionate about helping others overcome substance abuse and mental health challenges; he is trained as an EMDR, adopting a trauma-informed approach to treat the underlying issues.

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